The current interest rate is 2.5%. This is not a teaser intro rate - this is the normal rate. No fees, minimums, or catches. This is an interest rate that you will have a hard time beating on an online savings account.
The interest rate has never changed but it is possible that it may change in the future. We reserve the right to change the interest rate at any time for any reason.
You can trasnfer money to and from Flux Holdings by using your checking account. Transfers are done via ACH (Automated Clearing House). This is the standard method for transferring money around the country.
We do support ACH. You can add as many checking accounts as you want to transfer money to and from.
No we are not FDIC insured. While we are a very safe investment and have never lost a penny that belonged to a customer we are not FDIC insured and legally we must tell you that your investment may lose money.